Barclaycard Arrival™ World MasterCard® with no annual fee

intro purchase APR no intro offerregular APR16.24%, 20.24% or 24.24% Variable
intro BT APR 0% for 12 months 3% BT fee $5 min
rewards 2x miles on travel and dining, 1x miles on all other purchases, 20,000 sign up bonus
excellent / good credit required

Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit

Earn 2X miles on travel & dining and 1X miles on all other purchases

Get 5% miles back to use toward your next redemption, every time you redeem

Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad

No foreign transaction fees on anything you buy while in another country

0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that, a variable APR will apply, currently 16.24%, 20.24% or 24.24%, depending on your creditworthiness

Complimentary online FICO® Credit Score access for Barclaycard Arrival cardmembers

Editors Review


  • No annual fee
  • 1x miles on all purchases
  • 2x miles on travel, dining
  • You can redeem miles on virtually any travel:  Hotels, Airplane tickets, Car rental, Cruises
  • 20,000 miles sign up bonus if you manage to spend $1000 in first 90 days (a $210 equivalent if redeemed for travel)
  • 5% back if you redeem miles for travel
  • Miles can be redeemed as a statement credit for travel expenses
  • 0% intro balance transfer APR for 12 months
  • No foreign transaction fees
  • MasterCard benefits – Travel accident insurance, baggage delay reimbursement, trip cancellation/interruption insurance
  • Free online FICO score – a compliment from Barclay's bank


  • The only thing to desire for this card is a better rewards rate, but there is another Barclaycard travel card that offers 2x rewards and bigger sign-up bonuses for a $89 annual fee.


One of the best travel cards. Seriously. Easy miles redeem as a statement credit to erase a whole or a portion of your travel expenses. Miles earn rate up to 2x on gas, travel, and bills, no international transaction fee, and no annual fee.

If you want an even greater rewards rate, there is the Barclaycard Arrival Plus™ World Elite MasterCard® with 2x miles on everything with a $89 annual fee.


These two Arrival cards are our cards of choice for travel category

Last updated: 04/02/2018

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