|intro purchase APR||regular APR|
|intro BT APR|
no annual fee
1.5% cash back on all purchases
$100 intro bonus for spending $500 in the first 90 days
5% redemption bonus every time when you redeem your cash back
A great combination of good flat rate rewards, introductory 0% APR offer and no annual fee. If you have excellent credit - that card can be a good general card in your wallet.