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Very uncommon community-built credit card from Barclaycard bank with low APR
Very simple rules for people who occasionally carry a balance and care about low ongoing APR. No tricks, no gimmicks and no rewards. The card is issued within a latest trend for the card with a low APR and less marketing bells and whistles. Another card of with low APR is a BoA Americard with 11.24% APR.
The Giveback program is not very transparent and cannot be considered as a substitution to the rewards programs.