Credit One Bank® Visa® Credit Card

intro purchase APR no intro offerregular APR19.99 - 25.99% (V)
intro BT APR no intro offer 19.99-25.99%
rewards 1% cash back on eligible purchases, terms apply 
bad credit / no credit required

See if you Pre-Qualify without harming your credit score. Find the card that's right for you in less than 60 seconds. and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.

Know you’re protected from unauthorized charges with Zero Fraud Liability—included with every Credit One Bank account  

Eligible purchases such as gas, groceries, mobile phone, internet, cable and satellite TV will automatically earn 1% cash back rewards. Terms apply.

$0-$99 annual fee

Editors Review


  • Bad or Poor credit credit card
  • Get Pre-Qualified without harming your credit score
  • Receive 1% cash back on eligible purchases, terms apply
  • Monthly free credit score tracking
  • Automatic reviews for credit line increase opportunities


  • High APR 19.99%-25.99% Variable
  • $0-$99 annual fee
  • Not a great rewards rate


If you have bad credit, there are not many options for you. Credit One Bank® Credit Card is one of them. You can get Pre-Qualified without harming your credit score.

Usually, the initial credit limit is low, but over time you can get an automatic review for a credit limit increase opportunity. Credit One Bank offers you a free credit score tracking tool to help you get a better grip on your credit score.

If you have no credit or a fair credit there is also another option for you - Capital One Platinum – no annual fee in the first year, $19 then, free credit tracker and credit line increase option as well.

Last updated: 11/08/2018

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