- It is common to get a 0% intro APR on purchases only and not on balance transfers. Pay attention to the exact terms of the card APR.
- Intro balance transfer 0% APR applies usually to the balance transfer, made within a 30-90 days of the account, usually, 3% BT fee applies to the amount of the transfer. Make sure to understand and take into account all fees.
A low, variable APR on purchases, balance transfers, and cash advances
No annual fee
No balance transfer fees
No foreign transaction fees
Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
Free online access to FICO® Credit Score