Best Credit Cards of Popular Hotel Chains
Hotel credit cards are usually tied to the loyalty program within a particular hotel chain and earn points for every dollar spent. These points can then be used for discounts, free nights, and can even be transferred for use in popular frequent flyer programs for certain airlines.
Compared to the general travel rewards credit cards, hotel co-branded cards can offer additional benefits like priority check-ins, free drinks, room upgrades and more. One of the top perks is the ability to earn elite status even faster and enjoy many additional members-only benefits.
Check out our top picks for hotel branded credit cards:
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- earn 5x points on reservations directly at Starwood Preferred Guest program hotels:
- you get 3 points as a program member
- you get 2 points as a cardmember
- 1 point per dollar on all other purchases
- 25,000 points if you spend $3,000 in the first 3 months of the card
- extra 10,000 bonus Starpoints after you make an additional $2,000 in purchases within the first 6 months
$95 annual fee, waived for the first year
best hotel rewards program
$450 annual fee
$300 annual travel credit
5x on Ritz Carlton and SPG purchases
special hotel privileges
$85 annual fee, waived for the first year
80,000 sign up bonus
5x points on Marriott
2x points on airlines, rental cars, dining out
Tips on choosing a hotel chain:
- When it comes to international travel, the Marriott and Starwood brands offer the greatest number of hotels available worldwide.
- Hilton offers the quickest and easiest way to reach elite status as when you sign up for the HHonors card offered by Chase, you will automatically be given elite status.
- The Starwood and Hyatt chains have an excellent reputation for offering their elite members the very best service.
Tips on choosing a hotel credit card:
- It can be a good idea to have a hotel card that complements your credit card for everyday spending.
- Getting a hotel card is an excellent idea if you are partial enough to a particular brand that it would be beneficial to enroll in their loyalty program. Especially if you travel often for business.
- Compare the available benefits offered by hotel cards to the benefits offered by general rewards and airline credit cards.
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