State Department Federal Credit Union Visa Platinum

Apply for the card on a issuer's secure site Apply Now
at issuer’s secured site
no credit
intro purchase APR no intro offerregular APR7.24 - 7.24% (V)
intro BT APR 7.24% no BT fee

no annual fee

7.24% APR

no BT fee

no credit check

Editors Review

One of the best secured cards today - perfect for building or rebuilding your credit.

The main inconvenience is that you need to be a member of the SDFCU, eligible through employment or family connection.  

Good news! You can become a member of American Consumer Council for $15 for a lifetime membership and be eligible for a card.

Pros 

  1. No credit check. No income verification.
  2. Low 7.24% APR for purchases and balance transfers 
  3. No annual fee
  4. No balance transfer fee
  5. No international transaction fee
  6. EMV chip on the card

Cons

  1. Membership through employment or connection required to apply.
  2. Doesn't graduate into an unsecured credit card
  3. Reports to credit bureaus as secured card.
Last updated: 08/05/2016









SIGN UP TO GET FREE
CREDIT SCORE UPDATES
and
exclusive members-only deals
Follow us
Facebook Twitter Google+