State Department Federal Credit Union Visa Platinum
no annual fee
no BT fee
no credit check
One of the best secured cards today - perfect for building or rebuilding your credit.
The main inconvenience is that you need to be a member of the SDFCU, eligible through employment or family connection.
Good news! You can become a member of American Consumer Council for $15 for a lifetime membership and be eligible for a card.
- No credit check. No income verification.
- Low 7.49% APR for purchases and balance transfers
- No annual fee
- No balance transfer fee
- No international transaction fee
- EMV chip on the card
- Membership through employment or connection required to apply.
- Doesn't graduate into an unsecured credit card
- Reports to credit bureaus as secured card.
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