no annual fee
2% on gas and dining out
Discover 2% card is a very good choice if you do not have good or excellent credit. You get a no annual fee card with a good rewards rate and low APR. Usually, people get unexpectedly large credit limit from Discover – much more than from other banks.
If you have good to excellent credit and a good choice of card offers, it is better to think twice because Discover card is not the best option for traveling abroad. Even in the US, there are places that do not take Discover, and you can find it uncomfortable. One of the best cards with 2% cashback is Citi Double cash – it offers 2% cashback on all purchases if paid off in time.
If you have not so good credit, Discover can be a much better alternative to other no credit/average credit cards, and probably will give you a much bigger credit limit.
If you like more earning 5% on changing categories, there is another Discover it card for that - Discover it card 5% cashback.