no annual fee
low APR from 12.99%
21 months 0% intro APR on BT and purchases
Editors Review
Pros
- 0% APR for 21 months on balance transfer and purchases makes this card special for those who need to consolidate existing debt
- Do not forget about 3% balance transfer fee
- No annual fee
- Low 12.99%- 22.99% regular APR
Cons
- 3% foreign transaction fee
- No rewards or cash back
Verdict
This card is designed for people who need to consolidate existing high interest debt onto one card. No annual fee and relatively low regular APR makes this card a good choice if you carry a balance or have outstanding loans.
Last updated: 02/24/2017
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