Citi Student ThankYou Preferred card

back Citi ThankYou Preferred for Students
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intro purchase APR 0% for 12 monthsregular APR13.49 - 23.49% (V)
intro BT APR 13.49-23.49 3% min $5 fee
rewards 1-2 points/$1 +15000 bonus points
  • get 1500 bonus points after spending $1000 in the first 3 months
  • earn 2x points on dining out and entertainment

 

no credit required
Terms and Conditions

no annual fee

no credit needed for students

up to 2x points and 15000 bonus

Terms and Conditions

Editors Review

Pros

  • No annual fee
  • 0% APR on purchases in the first 12 months
  • 1500 bonus points after spending $1000 in the first 3 month
  • 2 points per $1 spent on restaurants and entertainment
  • 1 point per $1 on other purchases
  • EMV chip – good for travel and better security

Cons

  • 3% Foreign transaction fee

Verdict

Good option for students with no credit. Not a great sign up bonus, but student cards with no annual fee usually do not offer any bonus at all. A good rewards rate will help you get an extra on your spending. 

Last updated: 01/27/2017


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