Citi Student ThankYou Preferred card

Apply for the card on a issuer's secure site Apply Now
at issuer’s secured site
no credit
intro purchase APR 0% for 7 monthsregular APR14.24 - 24.24% (V)
intro BT APR 14.24-24.24 4% min $5 fee
rewards 1-2 points/$1 +2,500 bonus points
  • get 2,500 bonus points after spending $500 in the first 3 months
  • earn 2x points on dining out and entertainment

 

no annual fee

no credit needed for students

up to 2x points and 2,500 bonus

Editors Review

Pros

  • No annual fee
  • 0% APR on purchases in the first 7 months
  • 2,500 bonus points after spending $500 in the first 3 month
  • 2 points per $1 spent on restaurants and entertainment
  • 1 point per $1 on other purchases
  • EMV chip – good for travel and better security

Cons

  • 3% Foreign transaction fee

Verdict

Good option for students with no credit. Not a great sign up bonus, but student cards with no annual fee usually do not offer any bonus at all. A good rewards rate will help you get an extra on your spending. 

Last updated: 12/24/2015









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