USAA Secured Card Review - a reason to join the military?

Apply for the card on a issuer's secure site Apply Now
at issuer’s secured site
bad credit
no credit
intro purchase APR no intro offerregular APR9.90 - 19.90% (V)
intro BT APR no intro offer 3% BT fee

$35 annual fee

reports to 3 bureaus

no penalty APR

Editors Review

Pros

  • good low end APR of 9.90%
  • no penalty APR
  • interest-earning deposit

Cons

  • Available only for military members and their families 
  • $35 annual fee - slightly more than best offers

Verdict

One of our favorite picks for secured card. It has everything that a good secured card should have - a grace period, a interest-earning deposit, modest annual fee and a good starting 9.90% APR.

The only real drawback - and it is an important one - you should have ties to the military in order to be eligible to apply.

Last updated: 08/09/2016









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