USAA Secured Card Review - a reason to join the military?
Best for members rebuilding or establishing credit
It's a real credit card — not a debit or prepaid card.
Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
- good low end APR of 9.90%
- no penalty APR
- interest-earning deposit
- Available only for military members and their families
- $35 annual fee - slightly more than best offers
One of our favorite picks for a secured card. It has everything that a good secured card should have - a grace period, an interest-earning deposit, modest annual fee and a good starting 9.90% APR.
The only real drawback - and it is an important one - you should have ties to the military in order to be eligible to apply.
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