$25 annual fee
$0 first-year fee
reports to credit agencies
24 days grace period
unsecured card offer after 12 months
Very interesting offer and sits on the top of the list of our secured cards. It is rare that you will find a secured card with no first-year fee, modest second-year fee, sign up bonus and up to 2x rewards rate. And when you see a free checked bag and a companion certificate you start forgetting that it is a secured card, not a Gold travel rewards offer.
Only high APR can distract you from that dream but we keep saying that secured cards should not be used for carrying a balance.
You can redeem your Air Mexico Club Premier Miles for travel with Air Mexico or transfer them to other SkyTeam member air carriers. The value of those miles is approaching 2 cents each, which is very good.