Chase Sapphire - my precious!

back Chase Sapphire Preferred

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intro purchase APR no intro offer	regular APR16.49 - 23.49% (V)
intro BT APR no intro offer	16.49 - 23.49%
rewards 1x-2x points on $1	+50,000 bonus

• earn 2x points on travel and dining out 
• get 50,000 bonus after spending $4,000 in the first 3 months
• get 5,000 bonus miles after adding authorized user in 3 months after account opening
• 25% more in travel redemption

 

good credit required

Terms and Conditions

Editors Review

Pros

• there is no annual fee basic Sapphire version of the card
• 2x points on travel and restaurants (2x on dining for basic card)
• 50,000 bonus points for spending $4,000 in the first 3 months (only 10,000 for basic card)
• reward points worth 1.25 cents each if redeemed for travel through Chase or just 1 cent if redeemed for cash (boost not offered on a no annual fee Sapphire card)
• you can also transfer points to popular airline frequent flyer programs 
• no foreign transaction fee (3% fee on a no annual fee card)
• the card is made of real metal, so looks very solid

Cons

• $95 annual fee, however, waived for the first year

Verdict 

Another great travel rewards card with a 2x rewards on gas and restaurants. What makes it even better is the 25% points boost you get when redeeming for travel through Chase. 

A good tip: If you have a Freedom card, you can transfer Freedom rewards points to your Sapphire account and then use it for travel through Chase with a 1.25% rate.