Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 9.75% variable standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
No Annual Fee
A rare combination - rewards card with low APR and no annual fee
Very good offer if you need a low APR card to carry a balance and still want to get some rewards. The card offers low ongoing expenses – no annual fee and 9.75% APR that will help you to save more. Card's 1% rewards rate that you can use for airline purchases is not the greatest offer, but considering other options it is good enough.
If you are looking for a bigger travel rewards card, you can look at Capital One Venture Rewards card. If you need just a low APR card for emergencies, take a look at Simmons Platinum card with its record low 7.75% APR.