BankAmericard Travel Rewards Card

intro purchase APR 0% for 12 monthsregular APR15.49 - 23.49% (V)
intro BT APR 15.24-23.24% 3% min $10
rewards 1.5 points/$1 +20,000 intro bonus
  • earn 1.5 points for every $1 on all purchases
  • get 20,000 signup bonus after spending $1000 in the first 3 months
  • redeem points as a statement credit to offset your travel spending balance 
excellent required

no annual fee

1.5% rewards rate on all purchases

20,000 intro bonus

Editors Review

Pros

  • No annual fee
  • 1.5 miles per $1 spend on all purchases
  • 20,000 points ($200 equivalent) sign up bonus if you spend at least $1000 in the first three months.
  • Easy points redeem – use it as a purchase eraser for travel related expenditures
  • No foreign transaction fee
  • 10% bonus if you have BoA checking or savings account
  • Chip on a card – for better security and worldwide acceptance
  • 12 months intro 0% APR on purchases

Cons

  • No balance transfer intro APR offered
  • Regular APR higher than on a BoA Americard card

Verdict

One of the best travel rewards cards with an ongoing 1.5% rewards rate, no annual fee, and sign up bonus.

Close competitors charge you an annual fee like Barclaycard Arrival Plus card (with a rewards rate of 2.2%) or do not offer a sign-up bonus like Capital One Quicksilver Rewards card.

Last updated: 02/24/2017









SIGN UP TO GET FREE
CREDIT SCORE UPDATES
and
exclusive members-only deals
Follow us
Facebook Twitter Google+