|intro purchase APR||regular APR|
|intro BT APR|
no annual fee
0% APR for 21 months for BT and purchases
Good new balance transfer and low APR card from CITI
One of the best low APR and balance transfer cards – ideal for people who want to get out of debt. There is no rewards program or sign up bonus on this card, but that is normal for no annual fee low APR card – the main benefits of the card is the ability to repay your existing balance in a intro period and to enjoy low 12.99% - 22.99% APR after.