Best Gas Credit Cards that Will Fill Your Car and Your Wallet

Although gas credit cards are often ideal for people who have had credit problems in the past and need to rebuild or establish credit, gas credit cards can also be valuable if they provide rewards programs. Some of the most popular types of rewards credit cards are the ones that allow you earn cash back for everyday purchases like gas. If you use your card every time you fill up, your rewards can end up being worth hundreds of dollars per year.

We have included our editor’s picks for the best gas credit cards that are currently available, as well as some tips for choosing the gas rewards program that is best for you.

Best Gas Rewards Credit Card

One of the previous leaders among gas rewards credit cards, the PenFed Platinum Rewards Visa, dropped some of the valuable features it had become well known for. Features such as the sign-up bonus and its 5% cash back on gas were discounted, giving many other gas cards the opportunity to take the lead in this category.

 

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at issuer’s secured site
excellent
intro purchase APR no intro offerregular APR12.99 - 23.99% (V)
intro BT APR 0% for 6 months 3% min $5 BT fee
rewards 1% 2% 5% +$25 bonus
  • earn 5% back on two categories that you can choose by yourself - e.g. dining, groceries, gas and more. $2,000 combined purchases quarterly limit apply. Categories list changes quarterly.
  • earn 2% on one extra category that you choose quarterly
  • 1% on all other purchases
  • plus you get $25 bonus each time you redeem $100 and more cashback in a single transaction

no annual fee

5% on 2 categories you choose quarterly

2% on 1 category you choose quarterly

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One of the best cards currently available for earning cash back on gas purchases is the US Bank Cash+. This card awards 5% cash back on two categories of your choice, with gas being one of them, up to a quarterly limit of $2,000. Plus, you earn unlimited 2% cash back on one category of your choice.

Best Gas Credit Card for Gas Discounts

Not all gas rewards cards award cash back for purchases. If you typically use a particular gas station, you could earn more in the way of gas discounts when you fill up.

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at issuer’s secured site
fair credit
intro purchase APR no intro offerregular APR26.99% (V)
rewards intro 10c/gallon for 60 days 

no annual fee

not a major card

Chevron and Texaco gas stations use only

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The Chevron and Texaco Visa Credit Card is specifically designed for gas at these particular gas stations. This card is especially ideal because you can also use it wherever Visa is accepted. You can earn .03 cents per gallon in fuel credits every time you fill up at Chevron or Texaco stations, without an annual fee. The APR for purchases is a variable APR of 27.24%. As a bonus, new cardholders get a bonus of .10 cents per gallon in fuel credits for the first 60 days.

Best Gas Rewards Card for Poor Credit

Although most rewards cards are reserved for consumers with good and excellent credit, there are opportunities to earn cash back if you have had credit problems as well. If you are building credit or rebuilding, you can earn gas rewards with the following credit card. Keep in mind, however, that if the card costs you more to carry than you would earn in rewards, it may not be the best gas card for your situation.

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at issuer’s secured site
fair credit
no credit
intro purchase APR no intro offerregular APR15.65 - 24.15% (V)
intro BT APR no intro offer 15.65-24.15%
rewards 1% on gas and groceries, terms apply 

1% cash back on eligible purchases, terms apply

Email or text alerts to remind you when your payment is due

Flexible payment date to assist you in making your payments on time

$0-$99 annual fee

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The Credit One® Platinum Visa® Rewards Credit Card awards 1% cash back for gas and groceries and is ideal for those who are building or rebuilding their credit. The annual fee is dependent on your creditworthiness and is $0 to $99. The variable APR is 15.65%-24.15%. Further, this card issuer is known for being understanding of lower credit ratings, making it ideal for those with fair or poor credit scores.

Best Gas and Everyday Purchases Credit Cards

If you’re looking for a gas card to earn cash from, you’ll likely benefit from a card that awards other types of everyday purchases like groceries and utilities. For these types of everyday purchases, you should consider a card such as the following.

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at issuer’s secured site
fair credit
intro purchase APR no intro offerregular APR25.24% Variable
intro BT APR no intro offer BT fee 3% min $5
rewards 1-2 points/$1 
  • 2x points on groceries, gas, utilities (excluding Target and Walmart®)
  • 1 point on all other purchases
  • redeem points towards your statement balance to offset purchases

2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases

No annual fee

Points don't expire as long as account is open, active and in good standing

Redeem points for deposits to a U.S. checking or savings account, statement credits or gift cards, starting at 1,000 points for $10

No limit on the number of points you can earn or redeem

Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed

Use your card with confidence, $0 Fraud Liability protection means you're not responsible for unauthorized charges you report to us

Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad

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The Barclaycard Rewards MasterCard awards 2x points for gas, utilities, and groceries, and 1x point on all other purchases, with 1,000 points being equal to $10. There is no annual fee for this card, and you get free access to your FICO Score. The APR is variable at 25.24%.

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at issuer’s secured site
good credit
intro purchase APR 0% for 15 monthsregular APR12.99 - 21.99% (V)
intro BT APR 0% for 15 months 3% BT fee $5 min
rewards 1% 3% 6% per $1 +$250 bonus
  • earn 6% back at US supermarkets (limited by $1000 spending annually, then 1%)
  • 3% on gas and in selected department stores
  • 1% back on all other purchases
  • $250 sign up bonus after spending $1000 in purchases in the first 3 months

 

$75 annual fee

up to 3-6% cash back

$250 intro bonus

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Although this card has a $75 annual fee, many users find it valuable for earning cash back. The Blue Cash Preferred American Express awards 6% cash back at U.S. supermarkets up to an annual cap of $6,000 and 3% cash back at gas stations and select U.S. department stores. You also earn unlimited 1% cash back on all other purchases. New cardholders can also earn a bonus of $150 after spending $1,000 in purchases in the first 3 months of opening the account.

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at issuer’s secured site
fair credit
intro purchase APR 0% for 7 monthsregular APR15.49% (V)
intro BT APR 15.49% 3% BT fee $5 min
rewards 4x on gas, 3x on dining and travel, 2x on Costco, 1% everywhere

no annual fee with Costco membership ($55 minimum)

4% on gas, 3% on dining and travel, 2% on Costco purchases, 1% on all purchases

0% APR for 7 months 

read review

Another card that awards gas purchases, as well as other everyday purchases, is the Costco Anywhere Visa, which has been revamped from the old American Express Version. You can earn 4% back on gas purchases, up to $7,000 per year, plus 3% back at restaurants and on travel purchases, 2% back on Costco purchases, and 1% back on all other purchases. There is no annual fee, but you do need to have a Costco membership, which is available for as little as $55 a year.

Gas Station Store Cards

There are also cards that can only be used at specific gas stations. These cards are often the types that are used to build or rebuild credit and are easier to get approved for if you have had credit problems in the past. If you have poor or o credit, you might want to consider cards like the Marathon credit card, 76 Gas card, and the Chevron and Texaco store credit card. Just make sure you have enough of the brand’s gas stations in your area to take advantage of the card.

When selecting any gas station credit card, you should consider the following before making a decision:

  • How much you can earn when you use the card
  • Limitations and caps on the rewards
  • Annual fees and other fees to carry the card
  • If it is for a particular brand, how many stations are in your area
  • The APR, especially because interest rates can be higher with gas cards
  • Whether you can avoid paying interest by paying you balance in full each month
  • Your earnings if you use the card to fill up all vehicles in the home
  • The benefits of choosing a store card versus a Visa or MasterCard

 

 

Comments

i need an approval visa or mc

Garren Mikaelyan, 08/12/16

i need an approval visa or mc cards with no annual fee.
helpful review? Yes / No 0/1
7022
14709815540 10
You have options

CardsMix Alex Gerard, 08/12/16

Try one of gas cards listed above, or a store card - they are easy to get and usually do not charge an annual fee. With Fair or average credit you can go with Capital One Platinum card. If you have bad credit - Credit One card or Milestone card will be a good fit, but they will probably charge an annual fee.
helpful review? Yes / No 0/0
7023


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