Best Buy Store Credit Card Review

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at issuer’s secured site
fair credit
intro purchase APR 11.90% for 48 months on eligible purchasesregular APR25.49% (V)
intro BT APR not allowed not allowed
rewards 10% off on first purchase, 5% back in rewards

no annual fee

5% back in rewards on Best Buy purchases

6% back if you reach Elite status by spending $3500 a year

deferred interest offers (0%APR if paid in full in 6-60 months)

Editors Review

One of two credit cards that are offered by Best Buy. This card is a store-only card, and is not accepted outside Best Buy. If you need a general credit card, consider Best Buy VISA card instead.

Pros

  • no annual fee
  • 5% back in rewards
  • you can get 6% rewards rate if you spend $3500 in Best Buy a year
  • free shipping on purchases of $35 and up
  • 10% off on your first purchase
  • Deferred interest plans on eligible purchases - 0%-11.9% for 6-60 months, if paid in full

Cons

  • not accepted outside Best Buy
  • minimum interest is $2, so if you are charged interest, it will be no less than $2.

 

Last updated: 07/24/2016









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