Updated: 05/04/2018

Credit Cards for People with Bad Credit

If you have bad credit score or rebuilding your credit, your choice of credit card offers is very limited.

Most of credit card offers are not available for people with poor credit ratings. However, our editors found the best credit cards for you - either unsecured and secured.

Please have a look at the best credit cards for people with bad credit.

Easiest to get with Bad Credit

intro purchase APR n/aregular APRSee website for Details*
bad credit required

no fees

Up to $5,000 Spending Limit in Less than 60 Seconds! Shop from over 100,000 brand name products such as Apple, Samsung, Sony, Gucci, Prada and much more with low easy payments.

Less than Perfect Credit Accepted. Approval is quick and easy. Must be 18 years or older, have a valid checking account and a verifiable source of income.

read review

Best option for those who have a checking account and look for easy approval


Credit One Bank® Visa® Credit Card

This credit card is a rare exception - a real unsecured credit card, available for people with bad credit. Annual fee ranges from $0 to $99, 1% cash back apply on gas and groceries purchases.

intro purchase APR no intro offerregular APR19.74 - 25.74% (V)
intro BT APR no intro offer 19.74-25.74%
rewards 1% cash back on eligible purchases, terms apply 
bad credit / no credit required

See if you Pre-Qualify without harming your credit score. Find the card that's right for you in less than 60 seconds.

CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.

Know you’re protected from unauthorized charges with Zero Fraud Liability—included with every Credit One Bank account  

Eligible purchases such as gas, groceries, mobile phone, internet, cable and satellite TV will automatically earn 1% cash back rewards. Terms apply.

$0-$99 annual fee
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Milestone® Mastercard® - Bad Credit Considered

intro purchase APR n/aregular APR23.9%
bad credit required

Prequalify for a card today and it will not impact your credit score

Less than perfect credit is okay

Mobile account access at any time

Protection from fraud if your card is stolen

Account history is reported to the three major credit bureaus in the U.S.

$35-$99* annual fee
*Dependent on credit worthiness

read review

The only unsecured credit card, available for people with recent bankruptcy. $300 initial credit limit, $35-$99 annual fee.





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