Credit Cards to Rebuild Credit

If you have poor credit and want to do something about it, the best tools to use are credit cards to rebuild credit.

read card review Apply Now
at issuer’s secured site
bad credit
no credit
intro purchase APR n/aregular APRSee website for Details*
read review

These cards don't rely on your credit history alone for approval. Instead, they rely on what you are able to do here and now. The first thing to do to rebuild credit is to get a credit card from a card issuer that provides credit cards for bad or poor credit.

Using Credit Cards to Build Credit

Some people go out and buy a car so they can build credit. When they do this, they go further into debt and may even overextend themselves. With a credit card that is designed to help rebuild credit, this is not an issue. You don't have to spend more than you need to. Instead, you can use your credit card to pay existing bills, so your budget doesn't change at all. This keeps your credit card account active, your bills paid, and your credit score on the rise.

Additional Steps

Once you have your credit card, take the time to start paying off old debts. Call your lenders and ask about bulk payments that may not even be as high as the debt you owe, but will be enough to satisfy the lender so they will appear on your credit report as closed. Take them one at a time and continue to make your credit card payments.

Using credit cards to rebuild credit is one of the easiest ways that you can start taking action on your credit report without having to purchase something you really don't need, like a new car.

Instead, pay your bills online with your credit card, so your money goes toward existing debts instead of new purchases. Not only does this improve your credit score, but it helps you get into the habit of healthy spending.

read card review Apply Now
at issuer’s secured site
bad credit
intro purchase APR no intro offerregular APR15.90 - 24.40% (V)
rewards 1% on eligible purchases, terms apply 

Credit One Bank automatically monitors every account for credit line increase opportunities each month. We'll let you know as soon as you're eligible for a higher credit line. A fee may apply.

See if you Pre-Qualify without harming your credit score. Find the card that's right for you in less than 60 seconds.

Eligible purchases will automatically get you 1% cash back, terms apply.

read review



Leave a comment

Filtered HTML

  • Web page addresses and e-mail addresses turn into links automatically.
  • Shortcodes usage

    1. [cardscalculator category="%MAIN_FILTER%" filter-category="%FILTER%" fields="%FIELDS%" user-calc-type="%TEMPLATE_ID%" page-size="%PAGE_SIZE%"]

      where:

      %MAIN_FILTER% - category Ids comma-separated - filter cards from DB (int)

      %FILTER% - category Ids comma-separated - filter cards we got in %MAIN_FILTER% (int)

      %FIELDS% - category Ids comma-separated, allowed: [total-rewards, total-interest, total-bt-cost, rewards-rate, intro-apr-and-period, bt-fee, apr, intro-bonus, intro-bonus-value, ongoing-apr, intro-bt-apr-and-period, first-year-annual-fee]

      %TEMPLATE_ID% - template Id (int)

      %PAGE_SIZE% - cards on page (int)

  • Allowed HTML tags: <a> <em> <strong> <cite> <blockquote> <code> <ul> <ol> <li> <dl> <dt> <dd>
  • Lines and paragraphs break automatically.

Plain text

  • No HTML tags allowed.
  • Shortcodes usage

    1. [cardscalculator category="%MAIN_FILTER%" filter-category="%FILTER%" fields="%FIELDS%" user-calc-type="%TEMPLATE_ID%" page-size="%PAGE_SIZE%"]

      where:

      %MAIN_FILTER% - category Ids comma-separated - filter cards from DB (int)

      %FILTER% - category Ids comma-separated - filter cards we got in %MAIN_FILTER% (int)

      %FIELDS% - category Ids comma-separated, allowed: [total-rewards, total-interest, total-bt-cost, rewards-rate, intro-apr-and-period, bt-fee, apr, intro-bonus, intro-bonus-value, ongoing-apr, intro-bt-apr-and-period, first-year-annual-fee]

      %TEMPLATE_ID% - template Id (int)

      %PAGE_SIZE% - cards on page (int)

  • Web page addresses and e-mail addresses turn into links automatically.
  • Lines and paragraphs break automatically.


SIGN UP TO GET FREE
CREDIT SCORE UPDATES
and
exclusive members-only deals
Follow us
Facebook Twitter Google+