Can I get a student credit card with a bad credit?

Hello, I got problems with my credit score, and I'm still a college student. What options do I have to get a credit card?
Expert answer by Mira Nurdin,
6+ years in marketing and finance, online shopping guru

Most student credit cards are designed for students with no credit history, but your situation is different. I can advise you to look into bad credit cards and secured cards categories.

Make sure you understand the terms of the card and use it wisely. Paying off your balance and never using more than 7-10% of your credit limit will help you to grow your credit score much faster. 

Here are several handpicked decent options for you to consider:

read card review Apply Now
at issuer’s secured site
bad credit
no credit
intro purchase APR no intro offerregular APR15.65 - 24.15% (V)
intro BT APR no intro offer 15.65-24.15%
rewards 1% on gas and groceries, terms apply 

See if you Pre-Qualify without harming your credit score

1% cash back on gas & groceries, terms apply

This is a fully unsecured credit card with no deposit requirement

$0-$99 annual fee

read review
read card review Apply Now
at issuer’s secured site
bad credit
no credit
intro purchase APR no intro offerregular APR11.75% (V)
intro BT APR n/a no BT fee

no annual fee

read review
read card review Apply Now
at issuer’s secured site
bad credit
intro purchase APR no intro offerregular APR23.24% (V)
intro BT APR 23.24% 3% BT fee $5 min
rewards 1x-2x miles per dollar +5,000 bonus
  • 2x miles on gas and groceries
  • 1x miles on all other purchases
  • get 5,000 bonus on first card use

 

$25 annual fee

$0 first-year fee

reports to credit agencies

24 days grace period

unsecured card offer after 12 months

read review

 

Obviously, you should pay all bills on time. Every time.

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