Credit cards for Credit Score of 500?

Is there a store credit card I can get approved for with a credit score of 500?
Expert answer by Alex Gerard,
9 years experience in banking consulting

Yes, store credit cards are generally available even for bad credit. Sometimes you have even better options with unsecured regular credit cards.

Lets assume, your credit score is in hight 500's, then your best bet will be Capital One QuicksilverOne or Capital One Platinum cards


intro purchase APR no intro offerregular APR24.99 - 24.99% (V)
intro BT APR no intro offer no BT fee
no credit required
  • no annual fee
  • for average or no credit
  • high 24.99% APR
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If your score is in mid 500's you can apply for Credit One Bank® Platinum Visa® for Building Credit, or a Milestone Gold credit card. 


intro purchase APR no intro offerregular APRsee terms
good credit / fair credit required

Greater access to credit than before - $700 credit limit

Get a Mastercard accepted online, in store and in app

Account history is reported to the three major credit bureaus in the U.S.

$0 liability for unauthorized use

Access your account online or from your mobile device 24/7

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Among store cards JC Penney's is the one that can probably approve you with a score in low 500's.




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