Credit cards for Credit Score of 500?

Is there a store credit card I can get approved for with a credit score of 500?
Expert answer by Alex Gerard,
9 years experience in banking consulting

Yes, store credit cards are generally available even for bad credit. Sometimes you have even better options with unsecured regular credit cards.

Lets assume, your credit score is in hight 500's, then your best bet will be Capital One QuicksilverOne or Capital One Platinum cards


intro purchase APR no intro offerregular APR24.99 - 24.99% (V)
intro BT APR no intro offer no BT fee
no credit required
  • no annual fee
  • for average or no credit
  • high 24.99% APR
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If your score is in mid 500's you can apply for Credit One Bank® Platinum Visa® for Building Credit, or a Milestone Gold credit card. 


intro purchase APR no intro offerregular APR24.90%
good credit / fair credit required

Prequalify for a card today and it will not impact your credit score

Less than perfect credit is okay

24/7 access to your account information, even on mobile

Card designs to fit your personality at no extra charge

Account history is reported to the three major credit bureaus in the U.S.

$35-$99* annual fee
*Dependent on credit worthiness

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Among store cards JC Penney's is the one that can probably approve you with a score in low 500's.




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