Credit cards for Credit Score of 500?

Is there a store credit card I can get approved for with a credit score of 500?
Expert answer by Alex Gerard,
9 years experience in banking consulting

Yes, store credit cards are generally available even for bad credit. Sometimes you have even better options with unsecured regular credit cards.

Lets assume, your credit score is in hight 500's, then your best bet will be Capital One QuicksilverOne or Capital One Platinum cards

 

read card review Apply Now
at issuer’s secured site
no credit
intro purchase APR no intro offerregular APR24.99 - 24.99% (V)
intro BT APR no intro offer no BT fee
  • no annual fee
  • for average or no credit
  • high 24.99% APR
read review

 

If your score is in mid 500's you can apply for Credit One Bank® Platinum Visa® for Building Credit, or a Milestone Gold credit card. 

 

read card review Apply Now
at issuer’s secured site
bad credit
no credit
intro purchase APR no intro offerregular APR15.65 - 24.15% (V)
intro BT APR no intro offer 15.65-24.15%
rewards 1% on gas and groceries, terms apply 

See if you Pre-Qualify without harming your credit score

1% cash back on gas & groceries, terms apply

This is a fully unsecured credit card with no deposit requirement

$0-$99 annual fee

read review
read card review Apply Now
at issuer’s secured site
good credit
fair credit
intro purchase APR no intro offerregular APR23.9%

$35-$99* annual fee

real credit card for a less than perfect credit

*Dependent on credit worthiness

read review

 

Among store cards JC Penney's is the one that can probably approve you with a score in low 500's.

 

 

 

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