I have no credit history and lived outside of US

I have no credit history, have been living outside of the US for 27 years. Is it possible to get a credit card to establish credit in the US?
Expert answer by Alex Gerard,
9 years experience in banking consulting

Yes, there are several credit card offers that can help you to start building your credit with no previous credit history.

I would recommend to apply for Capital One credit cards - Platinum or Quicksilver One


intro purchase APR no intro offerregular APR24.99 - 24.99% (V)
intro BT APR no intro offer no BT fee
no credit required
  • no annual fee
  • for average or no credit
  • high 24.99% APR
read review

These cards are marketed for people with no previous credit history, so you have good chances of approval.

Another option - to try Barclaycard Rewards card. This card is available for those with fair credit history, but usually that works for no credit history as well


Read more about cards for no credit in our article



4 + 8 =
Solve this simple math problem and enter the result. E.g. for 1+3, enter 4.

Vertical Tabs

exclusive members-only deals
Follow us
Facebook Twitter Google+