First Progress Platinum Prestige Mastercard® Secured Credit Card

intro purchase APR no intro offerregular APR14.74% (V)
bad credit / no credit required

Receive Your Card More Quickly with New Expedited Processing Option

No Credit History or Minimum Credit Score Required for Approval

Quick and Complete Online Application; No credit inquiry required!

Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian

Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!

Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!

Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History

Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application

Just Pay Off Your Balance and Receive Your Deposit Back at Any Time

24/7 Online Access to Your Account

Nationwide program; available in all 50 US states *See Card Terms.

Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.

¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.

Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!

Earn 1% Cash Back Rewards on payments!

Editors Review


  • Low APR


  • High $49 annual fee, but you can get Elite card with bigger APR and smaller annual fee


A lowest APR card among three First Premier secured cards, in return you get a the highest annual fee. 

Last updated: 03/30/2023

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