First Progress Platinum Elite Mastercard® Secured Credit Card

intro purchase APR no intro offerregular APR25.24% (V)
bad credit required

Choose your own credit line - $200 to $2000 – based on your security deposit

Build your credit score.¹ Reports to all 3 credit bureaus

No minimum credit score required for approval!

¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Editors Review

Pros

  • Reporting to 3 major credit bureaus
  • $29 annual fee – not bad for a secured card
  • Easier to get than secured cards from major banks

Cons

  • High APR
  • There is no unsecured card option – you can not graduate to an unsecured card eventually
  • Some users report about the hold up to 10 days before the money arrive on the card

Highest APR card among three First Premier bank secured cards, in return it offers the lowest annual fee.

Last updated: 08/09/2023









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