GAP Credit Card Review

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at issuer’s secured site
excellent
good credit
intro purchase APR no intro offerregular APR25.24% Variable
intro BT APR not allowed not allowed
rewards 5 points/$1 on Gap purchases, 1 point on other purchases

no annual fee

earn 5 points on every $1 spent in GAP, Old Navy, Banana Republic and Athleta

earn 1 point per $1 on all other purchases where VISA is accepted

Editors Review

A credit card from one of the popular clothes retailer

Pros

  • no annual fee
  • 5 points for every dollar spent in GAP, Old Navy, Banana republic, Athleta
  • 1 point per dollar regular rewards rate 
  • accepted everywhere where VISA is accepted
  • 15% discount on your first purchase in GAP
  • exclusive discounts and offers for cardmembers from GAP

Cons

  • low credit limit
  • high APR
  • not the greatest rewards rate for general purpose credit card

Verdict

Can be used as a good supplemental credit card for shopping at GAP and affiliate stores, not the greatest offer for general purpose credit card.

 

 

 

 

Last updated: 07/24/2016









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