Lowe's Store Credit Card - 5% Discount or Special Financing?

Apply for the card on a issuer's secure site Apply Now
at issuer’s secured site
bad credit
intro purchase APR no interest if paid in full in 12,18, 24 moregular APR24.99%

no annual fee

choice of 5% off at Lowe's

or 12,18,24 month interest-free if paid in full for purchases from $299 and up

Editors Review

Pros

  • no annual fee
  • easy approval process - bad credit is not a problem
  • 5% off on your Lowe's purchases
  • or special financing - no interest if paid in full in 12 months (for purchases $299-$998.99), 18 months (for $999-$1998.99 purchases), or 24 months (for everything up from $1999)

Cons

  • high APR makes this card a bad choice if you want to carry a balance

Verdict

  • Must have credit card if you shop at Lowe's frequently - no annual  fee makes it a no brainer. However, with this card you need always pay off your balance in full to avoid paying high 24.99% interest.
Last updated: 09/07/2016









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