Macy's Credit Card Review
| regular APR | |
no annual fee
20% off for two first days at Macy's
up to 10% off at Macy's if you participate for $25 per year
store card - not accepted anywhere except Macy's
Editors Review
One of two credit cards that are offered by Macy's. This card is accepted only at Macy's stores and macys.com. IFf you need a card that will work as a general credit card, consider Macy's American Express card.
Pros
No annual fee.
20% off up to $100 for two days after opening the account.
10% off on shopping at Macy's if you participate in the program for $25 per year
Macy's special mail offers (Star pass mailings) - depends on your spending status:
- 3x a year if you spend $1-$499 per year
- 6x if you spend $500-$1199
- 12x if you spend $1200+ per year
Surprise savings at the register.
Cons
Card is not accepted outside of Macy's.
You need to pay an annual fee to participate in the10% off program. Long list of exclusions at macys.com
Minimum interest charge is $2 per month (if you are charged an interest, it is $2 minimum)
CREDIT SCORE UPDATES
exclusive members-only deals
