USAA Credit Card for Average Credit

intro purchase APR no intro offerregular APR18.40% to 24.40%*
intro BT APR no intro offer 
fair credit / bad credit required

Best for members with average credit.

Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months.

We'll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.

Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)

Editors Review

Pros

  • You can be approved with credit from Poor to Fair

Cons

  • $35* annual fee
  • no balance transfer options
  • no rewards or introductory APR periods
  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.

Verdict

A good card for average credit if you are eligible through a military connection. Otherwise, there are similar credit card offers from Credit One Bank® and Indigo

Last updated: 07/07/2017









SIGN UP TO GET FREE
CREDIT SCORE UPDATES
and
exclusive members-only deals
Follow us
Facebook Twitter Google+