no annual fee
4 points per dollar
low points value
The card offers 4 points per dollar and also provides with a 25-75% points boost if you have a PNC checking account.
The problem here is that PNC points can be redeemed through a PNC points center and you will find that the value is not great - mostly between 1/4 or 1/2 cents each. We do not recommend this card. With an excellent credit you will easily find a better earning card for you - US Bank Cash+, or Amex EveryDay.