PNC Points Visa Card - know the points' value

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at issuer’s secured site
excellent
intro purchase APR 0% for 12 monthsregular APR11.99 - 21.99% (V)
intro BT APR 0% for 12 months 3% BT fee $5 min
rewards 4 points/$1 +25-75% points bonus
  • get 4 points for every $1 spent
  • earn 25-75% bonus in points if you have a checking account with PNC

 

 

no annual fee

4 points per dollar

low points value

Editors Review

Pros

  • no annual fee
  • 4 PNC points per dollar sound great

Cons

  • PNC points value is not great - 1/4-1/2 cents each 
  • 3% international transaction fee
  • excellent credit needed

Verdict

The card offers 4 points per dollar and also provides with a 25-75% points boost if you have a PNC checking account.

The problem here is that PNC points can be redeemed through a PNC points center and you will find that the value is not great - mostly between 1/4 or 1/2 cents each. We do not recommend this card.  With an excellent credit you will easily find a better earning card for you - US Bank Cash+, or Amex EveryDay.

Last updated: 12/24/2015


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