Primor® Secured MasterCard Classic Card

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at issuer’s secured site
bad credit
no credit
intro purchase APR N.A.regular APR13.99% (V)

$39 annual fee

reports to major credit bureaus

25 days grace period

Editors Review

Pros

  • Reports to 3 major credit bureaus
  • 13.99% APR for classic card
  • Everyone who has at least $100 positive monthly income balance is approved. That means that your monthly income minus your expenses should be more than $100 to qualify.
  • FDIC insured deposit with limitations from $200 to $5000; you credit limit will be equal to your deposit
  • 25 days grace period
  • No penalty APR

Cons

  • $39 annual fee – not great but ok for a secured card, for $49 annual fee you can get a Primor Gold card

Verdict

Secured card from First Choice Bank, good in terms of fees, reasonable annual fee; the card is a decent choice. Very good 9.99% APR for a gold card, good APR 13.99% for a classic card.

Last updated: 07/24/2016









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