Ready debit Visa cards - Select, Control and Platinum variations
$14.95 monthly fee
First, let’s say it out loud – the card has up to $14.95 monthly fee and it is a lot.
There are three plans on this card:
- $9.95 per month
- $14.95 per month
- And the one with no monthly fee that has a $1 fee for every transaction on the card.
Honestly, there is nothing that this card can offer for that huge fee. The only reason to get a prepaid card is if you have a bad credit history and cannot get approval for a real credit card. But the problem is that prepaid cards don’t help you rebuild your credit because they do not report to credit bureaus as a credit card.
It is usually better to consider getting a good secured credit card or a card for people with no credit like Capital One Platinum. If your credit situation is not that bad, you can try applying for a Discover card.
If you need a card just for paying for purchases, consider getting a checking account with a debit card attached to it – there are a lot of options with no annual fee.
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