What Credit Cards Do Sam’s Club Take?

Which credit cards does Sam’s Club accept?
Expert answer by Christina Majaski,
More than 10 years experience covering credit cards and personal finance

If you plan on shopping at the popular warehouse store, Sam’s Club, make sure you have the right credit card on hand. If you are shopping in Sam’s Club, you can use Sam’s Club Credit, Walmart and Sam’s Club shopping cards, American Express, MasterCard, Walmart Credit, Discover, or Visa cards. If you are shopping online at SamsClub.com you can use Sam’s Club Credit Card, Walmart and Sam’s Club shopping cards, American Express, MasterCard, Visa, and Discover cards. 

intro purchase APR 0% APR offerregular APR*see offers
intro BT APR 0% BT APR offer *see offers
rewards earn miles for your spending 
excellent / good credit required

no annual fee

no foreign transaction fee

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intro purchase APR 0% for 14 monthsregular APR11.49 - 23.49% (V)
intro BT APR 0% for 14 months 3% BT fee
rewards 1% or 2% 
  • earn 2% cashback on gas and restaurants with $1,000 quarterly limit in combined purchases
  • 1% on all other purchases
good credit / fair credit required

no annual fee

2% on gas and dining out

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intro purchase APR 0% for 6-24 months regular APR17.15 - 23.15% (V)
intro BT APR not allowed 
rewards $25 bonus on opening $5 back on $500
  • 3% back on Walmart purchases
  • 2% on Murphy USA and Walmart gas
  • 1% on all other purchases

 

bad credit required

no annual fee

$25 bonus

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