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intro purchase APR n/aregular APR26.99%
rewards up to 15% discount 1 point/$1
bad credit required

no annual fee

up to 15% discount and rewards at J.C. Penney

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rewards 1% cash back on purchases
bad credit / no credit required

$5.95 monthly fee

1% cash back on all purchases

no credit check

free ATM withdrawals

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intro purchase APR no intro offerregular APR15.74%, 20.49% or 25.49%
intro BT APR 0% BT APR for 15 billing periods 3% BT fee $5 min
rewards 5 ponts on Choice Hotels purchases, 2 points on other purchases

no annual fee

15 points on Choice Hotels

2 points per $1 regular rewards

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intro purchase APR no intro offerregular APR15.65% (V)
rewards 1.5 points/$1 
  • 1.5 bonus points for every $1 in purchases

 

no credit required

$25 annual fee

1.5 points per $1

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intro purchase APR no intro offerregular APR16.74% (V)
rewards 1 point per $1 
  • 1 point for every dollar spend on any purchases

 

 

bad credit / no credit required

$40 annual fee

first-year fee is waived

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