|intro purchase APR||regular APR|
|intro BT APR|
no annual fee
low 10.25% APR
no BT fee
Low APR no annual fee credit card for excellent credit
A good card if you need a low APR. No rewards, no sign up bonuses, just low ongoing payments if you carry a balance. A similar card is BoA Americard that has APR in a range of 10.99%-20.99%.