Sometimes if you have had credit problems in the past or you are just starting out and have no credit, you might find getting credit a little challenging.
However, there are options available, whether you have no credit or bad credit.
Those options include store credit cards, which typically provide a certain amount of credit that you can use to shop with either online or in-store.
There are many store credit cards available ranging from cards for popular department stores to those that can only be used online. One of the most popular store credit cards is the Emporium credit card, simply because you can get up to a $5,000 spending limit in as little as 60 seconds. Plus, you don’t have to make a security deposit and there are no long-term contracts or hidden fees. One of the best features of the Emporium card is that less than perfect credit is accepted, so you don’t have to worry about being denied. Because Emporium offers hundreds of products ranging from appliances to jewelry and electronics, you’ll be able to find what you need and use your line of credit to pay for it, even if you have had minor credit issues.
Store credit cards not only allow you to take advantage of special sales but they also often include exclusive benefits. And, if you have no credit or poor credit, you usually have a better opportunity to qualify for a store credit card than some of the other cards available. For consumers with challenging credit histories, getting a credit card and the purchasing power that comes with it can be the most difficult part of rebuilding credit. Fortunately, there are store credit cards like the Emporium card which are understanding of less than perfect credit and more willing to extend the opportunity to use credit when you shop.