VISA Credit Cards
VISA Inc is a US based company that offers financial services and facilitates worldwide payments via its global VISA payment service.
VISA is a strong leader in world payments industry, covering more than 60% of purchase transactions around the World.
Many banks worldwide issue credit, debit, prepaid or secured cards, supported by VISA payment system.
| regular APR | |
Earn up to 10% cash back on everyday purchases
No credit check required – 89% approval rate with zero credit risk to apply!
Boost your credit score fast—2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
Track your progress with free access to your FICO® score in our mobile app
Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
Start with just $200—secure your credit line with a refundable deposit
Fast and easy application—apply in minutes with our mobile-first experience
Flexible payment options—pick a due date that works for you
More time to fund—spread your security deposit over 60 days with layaway
Join 1.6 million+ cardholders who have used OpenSky® to build better credit!
| regular APR | |
Best for members with average credit.
Make consistent, on-time payments and you could improve your credit rating — sometimes in as little as 12 months.
We'll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
| regular APR | |
- earn 5% back on two categories that you can choose by yourself
- earn 2% on restaurants
- 1% on all other purchases
- plus you get $25 bonus each time you redeem $100 and more cashback in a single transaction
no annual fee
5% on 2 categories you choose quarterly
2% on 1 category you choose quarterly
| regular APR | |
- earn 3x points on travel, shipping costs, internet and cable and online ads
- 1 point per dollar on all other purchases
- 80,000 points bonus after spending $5,000 in the first 3 months
$95 annual fee
25% bonus on your points when redeemed for travel
redeem for travel, cash or gift cards
Benefits
For a full list of benefits visit Visa website. We’ll highlight the most important benefits here.
VISA cards come in two major tiers - VISA standard and premier VISA Signature with additional benefits
Visa Standard benefits
- Apple Pay. You can use your VISA card with Apple Pay if your bank supports it.
- Travel and Emergency Assistance Services. You’ll pay for actual services. VISA provides you with a free consultation and assistance only.
- Roadside assistance. You pay $59.95 for every use of the service.
- Emergency Card Replacement and Emergency Cash Disbursement.
- Rental Collision Damage Waiver. Available on all Visa cards. Good for 15 days of car rental or less and doesn’t cover ‘exotic or luxury cars’.
Additional Visa Signature benefits
- 24-hour concierge service.
- Travel accident insurance for a cardholder and family
- Lost luggage reimbursement
CREDIT SCORE UPDATES
exclusive members-only deals
