Wells Fargo Cash Wise Visa® Card

intro purchase APR 0% for 12 monthsregular APR13.74 - 25.74% (V)
intro BT APR 0% BT APR for 12 months 3% or $5 BT fee
rewards 1.5% flat rate cash back $200 bonus for spending $1000

get $200 for spending $1000 on a card in the first 3 months 

excellent required

no annual fee

earn 1.5% flat rate cash back on all purchases

get $200 bonus for spending $1000 on the card in the first 3 months

0% APR on purchases and balance transfers for 12 months

Editors Review

A new card from Wells Fargo will compete with current flat rate cash back offerings. Let's have a look what we have in this package.


  • no annual fee
  • 12 months 0% APR on purchases and balance transfer
  • flat rate 1.5% cash back - the most valuable type of cash back that gives you the option to earn on all purchases 
  • $200 bonus for spending $1000 on the card in the first 3 months


  • we wish the cash back will be 2% to bring the card to the top of the current cash back market like the Fidelity card


The card is very worth looking at if you value the 0% APR period. Sign up bonus is also a huge plus for the card and is two times larger that for the Capital One Premier Dining Rewards card. Otherwiseervise there are several cards that give you 2% flat rate cash back - City Double Cash and Fidelity card are among them. Read more in our article

Last updated: 06/07/2017

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