Updated: 10/04/2016

Buy Now Pay Later Catalogs

For people with bad credit or no credit, it can be difficult making the purchases you need to make. 

intro purchase APR n/aregular APRSee website for Details*
bad credit / no credit required
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For instance, if you need a new laptop but you can’t get a credit card, you have to either come up with hundreds of dollars quick or find a creditor to lend you the funds you need to buy a new computer. Fortunately, there are buy now pay later catalogs you can shop with that can help you in situations like this.

Best Instant Credit Catalogs

There are many instant credit catalogs you can choose from but one of the most popular is Emporium. With Emporium, you can get up to a $5,000 spending limit in as fast as 60 seconds. Plus, you don’t have to put any money down, and there are no hidden fees.

And, if you have had credit problems in the past, Emporium accepts less than perfect credit.

Because Emporium offers a wide variety of products from gaming equipment to furniture and electronics, you can be sure to find what you need and get qualified for the purchase quickly. These are all important features of instant credit catalogs that can come in handy when you are in a pinch.

Another important feature of buy now pay later catalogs like Emporium, is that the payments that are required are usually manageable. Emporium, for example, eliminates interest charges and instead you pay a recurring scheduled payment with no additional costs. If you pay within 120 days and pay only the cash price, you get a 50% early payoff discount. Other benefits of buy now pay later catalogs and instant credit catalogs include convenient short-term commitments that you can handle online right from your living room, quick and easy approval, and the opportunity to build or rebuild your credit rating over time.

Another great card for less than perfect credit is 

intro purchase APR no intro offerregular APR16.99 - 24.99% (V)
rewards 1% on eligible purchases, terms apply 
bad credit required

Credit One Bank automatically monitors every account for credit line increase opportunities each month. We'll let you know as soon as you're eligible for a higher credit line. A fee may apply.

See if you Pre-Qualify without harming your credit score. Find the card that's right for you in less than 60 seconds.

Eligible purchases will automatically get you 1% cash back, terms apply.

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      where:

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Plain text

  • No HTML tags allowed.
  • Shortcodes usage

    1. [cardscalculator category="%MAIN_FILTER%" filter-category="%FILTER%" fields="%FIELDS%" user-calc-type="%TEMPLATE_ID%" page-size="%PAGE_SIZE%"]

      where:

      %MAIN_FILTER% - category Ids comma-separated - filter cards from DB (int)

      %FILTER% - category Ids comma-separated - filter cards we got in %MAIN_FILTER% (int)

      %FIELDS% - category Ids comma-separated, allowed: [total-rewards, total-interest, total-bt-cost, rewards-rate, intro-apr-and-period, bt-fee, apr, intro-bonus, intro-bonus-value, ongoing-apr, intro-bt-apr-and-period, first-year-annual-fee]

      %TEMPLATE_ID% - template Id (int)

      %PAGE_SIZE% - cards on page (int)

  • Web page addresses and e-mail addresses turn into links automatically.
  • Lines and paragraphs break automatically.


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