New Discover it Miles card - great rewards rate and no annual fee

Apply for the card on a issuer's secure site Apply Now
at issuer’s secured site
good credit
intro purchase APR 0% for 12 monthsregular APR10.99 - 22.99% (V)
intro BT APR 10.99% for 12 months 3% BT fee
rewards 1.5 miles/1$ 3 miles/1$
  • earn unlimited miles at 1.5% rate on every purchase
  • 2x miles rate (3%) on your first year


no annual fee

unlimited 1.5 miles per dollar

2x miles on the first year

redeem for any travel or cash

Editors Review

Discover bank just recently added a new credit card to its line of products. Discover it Miles card is a perfect earner that let you get 3% rewards on all purchases for the first year, and 1.5% after that with no annual fee.


  • no annual fee
  • 1.5% unlimited miles on every purchase
  • 3% miles on all purchases for the first year
  • easy to redeem miles – for any travel purchase or just for cash
  • Into 0% APR for 12 months
  • first late payment fee waived


  • limited Discovery network coverage abroad


In my opinion, new card is excellent. Even 1.5% unlimited rewards rate is considered very good. We have a review of rare 2% flat rate cashback cards here. With Discover it Miles you get even more - double rate for the first year – that is 3% rewards on every purchase.

You can consider miles simply as cash; these flexible miles can be used as a statement credit for any travel purchases or just redeemed for cash at 1 mile = 1 cent rate.

The only real drawback for the card is the limited acceptance of Discover cards abroad – it will be difficult to use it as a travel card for traveling overseas. 

Last updated: 12/24/2015

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