Discover it Secured Card for People with Bad Credit
no annual fee
25 days grace period
If you are not approved for an unsecured Discover it card - this is a secured version. It works the same way as a regular card, the only difference is the need to put a security deposit.
Minimum deposit is $250, and the maximum is $2500. Your credit limit will match your security deposit amount.
- no annual fee
- 1% cash back on all purchases
- 2% cash back on restaurants and gas purchases with a quarterly cap of $1000 of combined purchases
- free FICO score to see how your credit grow over time
- typical to a secured card high APR of 23.24%
A good secured card that will allow you to grow your credit, track it for free and get a cash back in the meantime.
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