Getting a real credit card with limited or bad credit

How do I go about getting approved for a real credit card I can charge stuff to if I have limited to bad credit?
Expert answer by Alex Gerard,
9 years experience in banking consulting

For limited credit (or no credit) there are plenty of options, for example Capital One Platinum card 

 

intro purchase APR no intro offerregular APR24.99 - 24.99% (V)
intro BT APR no intro offer no BT fee
no credit required
  • no annual fee
  • for average or no credit
  • high 24.99% APR
read review

or Barclaycard Rewards MasterCard®

 

 

If your credit is bad (below 600), we can recommend you the following unsecured credit cards

 

intro purchase APR no intro offerregular APR24.90%
good credit / fair credit required

Prequalify for a card today and it will not impact your credit score

Less than perfect credit is okay

24/7 access to your account information, even on mobile

Card designs to fit your personality at no extra charge

Account history is reported to the three major credit bureaus in the U.S.

$35-$99* annual fee
*Dependent on credit worthiness

read review

or a secured credit card from Capital One Bank

intro purchase APR no intro offerregular APR24.99 - 24.99% (V)
intro BT APR 24.99% no BT fee
bad credit / no credit required

no annual fee

bad credit or no credit 

25 days grace period

$49-$200 security deposit

read review

 

5 + 0 =
Solve this simple math problem and enter the result. E.g. for 1+3, enter 4.

Vertical Tabs

SIGN UP TO GET FREE
CREDIT SCORE UPDATES
and
exclusive members-only deals
Follow us
Facebook Twitter Google+