Getting a real credit card with limited or bad credit

How do I go about getting approved for a real credit card I can charge stuff to if I have limited to bad credit?
Expert answer by Alex Gerard,
9 years experience in banking consulting

For limited credit (or no credit) there are plenty of options, for example Capital One Platinum card 

 

intro purchase APR no intro offerregular APR24.99 - 24.99% (V)
intro BT APR no intro offer no BT fee
no credit required
  • no annual fee
  • for average or no credit
  • high 24.99% APR
read review

or Barclaycard Rewards MasterCard®

 

 

If your credit is bad (below 600), we can recommend you the following unsecured credit cards

 

intro purchase APR no intro offerregular APRsee terms
good credit / fair credit required

Greater access to credit than before - $700 credit limit

Get a Mastercard accepted online, in store and in app

Account history is reported to the three major credit bureaus in the U.S.

$0 liability for unauthorized use

Access your account online or from your mobile device 24/7

read review

or a secured credit card from Capital One Bank

intro purchase APR no intro offerregular APR24.99 - 24.99% (V)
intro BT APR 24.99% no BT fee
bad credit / no credit required

no annual fee

bad credit or no credit 

25 days grace period

$49-$200 security deposit

read review

 

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