Rebuild your credit with Capital One Secured Card

intro purchase APR no intro offerregular APR24.99 - 24.99% (V)
intro BT APR 24.99% no BT fee
bad credit / no credit required

no annual fee

bad credit or no credit 

25 days grace period

$49-$200 security deposit

Editors Review

Rebuilding credit secured credit card

Pros

  • no annual fee
  • no credit check – good for bad credit
  • 24.99% purchase APR
  • Reported to credit bureaus as an unsecured card

Cons

  • Deposits of $49, $99 or $200 required
  • Not a credit card, security deposit needed

Verdict

If you have a problem in your credit history that damages your score and you are denied from any real credit card, this is an option for you. If you are not sure, maybe it is better to apply for Capital One Platinum card – available for no credit and people with minor issues in a credit history.

Last updated: 05/26/2017




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