Fidelity AmEx card review - is it the best flat rate 2% card?

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intro purchase APR no intro offer	regular APR13.99% (V)
intro BT APR 0% for 12 months	3% BT fee min $10
rewards 2% per dollar

• get 2% on all purchases 
• need to have Fidelity account - free, no minimum, no maintenance fee

excellent required

Terms and Conditions

Editors Review

Pros

• flat 2% cash back on every purchase
• no annual fee

Cons

• a need to have an open Fidelity account
• excellent credit needed

Verdict

One of a few cards offering a real 2% flat rate cash back on all purchases - no rotating categories, no limits.

Fidelity cash management account is free to open, doesn't have minimum balance or maintenance fees.

• Fidelity Cash Management Account
• Brokerage account
• Fidelity-managed 529 account
• Retirement account

Another good flat rate 2% cash back card is a Citi Double Cash card, which offers 1% cash back when you spend, and 1% of additional cash back when you pay off your balance in full.