We always advise customers with low credit to apply for one of the gas and store cards. These offers are easy on approval and loyal to poor credit score.
A good setup for starting to rebuild your bad credit is a pair of credit cards – one gas card and one department store card.
Let’s emphasize again: we are talking mostly about non-major credit cards, a retail type of card that is usually offered only by gas stations and not accepted anywhere except that particular brand gas station network.
These cards serve the primary purpose of helping you rebuild your credit score. Any rewards that they offer (mostly in the form of gas rebates of 5-50¢ per gallon) should be considered as secondary.
See our top picks of gas credit cards for bad credit:
|intro purchase APR||regular APR|
|intro BT APR|
See if you Pre-Qualify without harming your credit score
1% cash back on gas & groceries, terms apply
This is a fully unsecured credit card with no deposit requirement
no annual fee
5c/15c/25c per gallon in rebates
Good to mention: before applying you should make sure there are enough gas stations of that brand for convenient gas shopping because you will not be able to use the card outside that network.
|1||Credit One Platinum||general credit card for bad credit||1% cash back on gas purchases, bad credit is ok, good for rebuilding credit, prequalification availiable||low limits|
|2||Discover it® Secured Card||secured credit card||2% cash back on gas purchases, bad credit is ok, good for building credit||limited Worldwide acceptance, security deposit needed|
|3||Marathon credit card||gas station chain credit card for bad credit||2¢/gallon rebates, bad credit is ok, good for rebuilding credit||no annual fee, accepted only at Marathon gas stations|
|4||76 Gas card||general credit card for bad credit||5¢/gallon regular and 10¢/gallon for the first 90 days of card||minimum purchase of 45 gallons per month needed to qualify for discounts|
|5||Chevron and Texaco card||gas station chain card for bad credit||10c/gallon for the first 60 days of card, good for rebuilding credit||gas rebates work only for the first 2 months, not a major credit card|
|6||Costco Anywhere VISA||rewards credit card for average credit||4x points on gas, 3x on dining and travel, 2x on Coscto purchases, 1x regular rewards||average credit needed, $55 Coscto membership required|