What are the Best Gas Credit Cards for Bad Credit?

We always advise customers with low credit to apply for one of the gas and store cards. These offers are easy on approval and loyal to poor credit score.

A good setup for starting to rebuild your bad credit is a pair of credit cards – one gas card and one department store card.

Let’s emphasize again: we are talking mostly about non-major credit cards, a retail type of card that is usually offered only by gas stations and not accepted anywhere except that particular brand gas station network.

These cards serve the primary purpose of helping you rebuild your credit score. Any rewards that they offer (mostly in the form of gas rebates of 5-50¢ per gallon) should be considered as secondary.

See our top picks of gas credit cards for bad credit:

read card review Apply Now
at issuer’s secured site
bad credit
no credit
intro purchase APR no intro offerregular APR15.65 - 24.15% (V)
intro BT APR no intro offer 15.65-24.15%
rewards 1% on gas and groceries, terms apply 

See if you Pre-Qualify without harming your credit score

1% cash back on gas & groceries, terms apply

This is a fully unsecured credit card with no deposit requirement

$0-$99 annual fee

read review
read card review Apply Now
at issuer’s secured site
bad credit
intro purchase APR no intro offerregular APR26.99% (V)
rewards 5c/10c per gallon 

no annual fee

can be used at 76, Conoco or Phillips only

read review
read card review Apply Now
at issuer’s secured site
fair credit
intro purchase APR no intro offerregular APR26.99% (V)
rewards intro 10c/gallon for 60 days 

no annual fee

not a major card

Chevron and Texaco gas stations use only

read review
read card review Apply Now
at issuer’s secured site
bad credit
intro purchase APR no intro offerregular APR12.00 - 21.00% (V)
rewards 2c/gallon rebates 

no annual fee

not a major card - can use at Marathon stations only

good for rebuilding a credit

read review
read card review Apply Now
at issuer’s secured site
fair credit
intro purchase APR no intro offerregular APR23.24% (V)
intro BT APR 23.24% 3% BT fee $5 min
rewards 5c or 15c per gallon on $100 25c first 60 days
  • get 25c per gallon rebates for $100 spend anywhere in the first 60 days of the card
  • after that, 15c per gallon gas rebates for every $100 spent on BP
  • and 5c on $100 spend everywhere else except non BP gas stations 

no annual fee

5c/15c/25c per gallon in rebates

read review

Good to mention: before applying you should make sure there are enough gas stations of that brand for convenient gas shopping because you will not be able to use the card outside that network.

Summary

Here are the best 2016's gas credit cards for bad credit ranked by our editor

Rank Card Type Pros Cons
1 Credit One Platinum general credit card for bad credit 1% cash back on gas purchases, bad credit is ok, good for rebuilding credit, prequalification availiable low limits
2 Discover it® Secured Card secured credit card 2% cash back on gas purchases, bad credit is ok, good for building credit limited Worldwide acceptance, security deposit needed
3 Marathon credit card gas station chain credit card for bad credit 2¢/gallon rebates, bad credit is ok, good for rebuilding credit no annual fee, accepted only at Marathon gas stations
4 76 Gas card general credit card for bad credit 5¢/gallon regular and 10¢/gallon for the first 90 days of card minimum purchase of 45 gallons per month needed to qualify for discounts
5 Chevron and Texaco card gas station chain card for bad credit 10c/gallon for the first 60 days of card, good for rebuilding credit gas rebates work only for the first 2 months, not a major credit card
6 Costco Anywhere VISA rewards credit card for average credit 4x points on gas, 3x on dining and travel, 2x on Coscto purchases, 1x regular rewards average credit needed, $55 Coscto membership required

 



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