What are the Best Gas Credit Cards for Bad Credit?

We always advise customers with low credit to apply for one of the gas and store cards. These offers are easy on approval and loyal to poor credit score.

A good setup for starting to rebuild your bad credit is a pair of credit cards – one gas card and one department store card.

Let’s emphasize again: we are talking mostly about non-major credit cards, a retail type of card that is usually offered only by gas stations and not accepted anywhere except that particular brand gas station network.

These cards serve the primary purpose of helping you rebuild your credit score. Any rewards that they offer (mostly in the form of gas rebates of 5-50¢ per gallon) should be considered as secondary.

See our top picks of gas credit cards for bad credit:

read card review Apply Now
at issuer’s secured site
bad credit
no credit
intro purchase APR no intro offerregular APR15.90 - 24.40% (V)
intro BT APR no intro offer 15.90-24.40%
rewards 1% cash back on eligible purchases, terms apply 

This unsecured card requires no deposit and can help build your credit

Receive opportunities for credit line increases, a fee may apply

See if you Pre-Qualify in less than 60 seconds

Receive 1% cash back on eligible purchases, terms apply

$0-$99 annual fee

read review
read card review Apply Now
at issuer’s secured site
bad credit
intro purchase APR no intro offerregular APR26.99% (V)
rewards 5c/10c per gallon 

no annual fee

can be used at 76, Conoco or Phillips only

read review
read card review Apply Now
at issuer’s secured site
bad credit
intro purchase APR no intro offerregular APR12.00 - 21.00% (V)
rewards 2c/gallon rebates 

no annual fee

not a major card - you can use it at Marathon stations only

good for rebuilding credit

read review
read card review Apply Now
at issuer’s secured site
fair credit
intro purchase APR no intro offerregular APR26.99% (V)
rewards intro 10c/gallon for 60 days 

no annual fee

not a major card

Chevron and Texaco gas stations use only

read review
read card review Apply Now
at issuer’s secured site
fair credit
intro purchase APR no intro offerregular APR23.24% (V)
intro BT APR 23.24% 3% BT fee $5 min
rewards 5c or 15c per gallon on $100 25c first 60 days
  • get 25c per gallon rebates for $100 spend anywhere in the first 60 days of the card
  • after that, 15c per gallon gas rebates for every $100 spent on BP
  • and 5c on $100 spend everywhere else except non BP gas stations 

no annual fee

5c/15c/25c per gallon in rebates

read review

Good to mention: before applying you should make sure there are enough gas stations of that brand for convenient gas shopping because you will not be able to use the card outside that network.

Summary

2017's Best Gas Credit Cards for Bad CreditGas credit cards provide a great opportunity for building or rebuilding your credit while earning gas rebates. When choosing the right card for you, consider how accessible is the particular gas chain from your location.

Here are the best 2017's gas credit cards for bad credit ranked by our editor

Best for Card Pros Cons
cashback on gas, groceries Credit One Platinum good regular card for bad credit, 1% cash back on gas purchases, bad credit is ok, good for rebuilding credit, prequalification availiable low limits
gas rebates Marathon credit card 2¢/gallon rebates, bad credit is ok, good for rebuilding credit no annual fee, gas station chain credit card - accepted only at Marathon gas stations
building credit, gas rebates 76 Gas card regular credit card, 5¢/gallon regular and 10¢/gallon for the first 90 days of card minimum purchase of 45 gallons per month needed to qualify for discounts
gas rebates Chevron and Texaco card 10c/gallon for the first 60 days of card, good for rebuilding credit gas station chain card, gas rebates work only for the first 2 months, not a major credit card
regular shopping, gas at BP BP VISA card regular credit card with rebates on all purchases (1%), 3% on gas purchases at BP, 5% back in the first 60 days not the best gas rebates

 



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