BP Visa by Chase - do you really need this card?
regular APR | |
- get 25c per gallon rebates for $100 spend anywhere in the first 60 days of the card
- after that, 15c per gallon gas rebates for every $100 spent on BP
- and 5c on $100 spend everywhere else except non BP gas stations
fair credit required
no annual fee
5c/15c/25c per gallon in rebates
Editors Review
This card offers not a traditional cashback but a system of complicated gas rebates in cents per gallon, which you earn by spending a $100 at BP purchases or somewhere else. To make things simpler, I will try to use more conventional % of cashback where possible
Pros
- no annual fee
- you get %5 back on all purchases in the first 60 days
- 3% back on BP purchases
- 1% on all purchases
Cons
- high 20.24 APR
- complicated rewards model
- 20 gallons rebate limit
- lots of another limitations on redeeming rewards
Verdict
Not the best gas card. There is nothing in this BP card that is worth worrying about it.
Consider other gas card options - Chase Freedom, AmEx Blue Cash, or other high rewarding gas cards.
Last updated: 08/05/2016
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