Feel Like an Angel with Victoria's Secret Angel Credit Card

back Victoria's Secret Angel Card

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intro purchase APR n/a	regular APR25.24% (V)
rewards	1 point/$1

• $10  Angel Reward for every 250 points for Angel and VIP tiers (4% rewards rate)
• $15  Angel Reward for every 250 points for Forever tier cardholders (6% rewards rate)
• 3x points on bra purchases
• 1-3 triple points days per year on your choice depending on your tier

 

 

bad credit required

Editors Review

Rewards Tiers System

Victoria's secret features 3 tier rewards system with Angel, VIP, Forever tiers.

You need to earn 500 Angel points to get VIP status or 1000 points to get Forever status.

On the first tier - Angel you can select 1 triple points day every year, get $10 for every 250 Angel rewards points, receive a $10 birthday gift card, enjoy free standard shipping on purchases that include bras, get invites to special events, early access to semi-annual sale.

VIP status holders receive 1 additional day of triple points, invites to additional triple points events.

Forever status will get you an additional day of triple points per year, free standard shipping on special periods throughout a year and an annual thank you gift. 

Pros

• Card doesn't charge you an annual fee - so can be an additional card in your wallet without extra expences 
• Great rewards rates for shopping at Victoria's Secret and PINK stores (45-6% depending on your tier)
• Usually easy to get approval with bad/limited credit
• Works with the shopping cart trick!

Cons

• Rewards points expire in 12 months after they were earned or if your account is inactive for 12 months.
• The card can be used for shopping only at Victoria's Secret and PINK stores and Bath$Body works.
• High APR rate, typical for store credit cards. 

Verdict

Angel Card is a typical store card with a good rewards rate and that is easy to get. One of the main advantages is the ability to get a card with poor credit. However, be aware of high APR - if you carry a balance on the card, the interest can accumulate very quickly.

The card can be recommended for frequent shoppers of VS stores and people who use it as a way to build credit (easy to get as a first credit card with damaged credit history).