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intro purchase APR no intro offerregular APR15.99% (V)
intro BT APR 15.99% 3% BT fee $5 min
rewards 1x-2x points on $1 + 12,000 points intro
  • get 2x points on Amtrak purchases
  • 1x on all other purchases
  • plus 12,000 points sign up bonus after spending $500 in the first 3 months

 

good credit required

no annual fee

2x points on Amtrak

12,000 welcome bonus

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intro purchase APR 0% for 12 monthsregular APR13.24 - 23.24% (V)
intro BT APR 2.99% intro for 12 months 3% BT fee $10 min
rewards 1-3 points/$1 
  • 3x points on AAA and travel purchases
  • 2x points on gas and groceries
  • 1 point on all other purchases

 

 

good credit required

no annual fee

get AAA points for purchases

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intro purchase APR no intro offerregular APR20.74 - 20.74% (V)
intro BT APR 20.74% 3% min $10
bad credit required

$39 annual fee

reports to 3 major credit bureaus

25 days grace period

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intro purchase APR 0% for 12 monthsregular APR15.49 - 23.49% (V)
intro BT APR 15.49-23.49 3% min $10
rewards 1.5 points/$1 +20,000 intro points
  • earn 1.5 points for every $1 in purchases
  • get 20,000 points after spending $1000 in the first 3 months
  • redeem points for travel as a statement credit towards travel expenses

 

no credit required

no annual fee

1.5 points/$1

+20,000 points bonus

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bad credit required

$4.95 monthly fee

connected to your Paypal account

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