$39 annual fee
reports to 3 major credit bureaus
25 days grace period
- $39 annual fee
- After 12 months, you can apply for getting your deposit back while using the card as a regular credit card.
- grace period of 25 days
- Reports to 3 major credit bureaus – good for rebuilding your credit
- High 20.74% regular APR
- Credit limit equals your deposit – that means fully secured credit card, but no interest on a deposit – so there is no reason to put a big deposit.
Average secured card – reasonable annual fee, average APR. Good for rebuilding a credit – reports to all major credit bureaus. Another good feature – BoA can offer you an unsecured card with the same limit after 12 months of using a secured one.
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