VISA Credit Cards

VISA Inc is a US based company that offers financial services and facilitates worldwide payments via its global VISA payment service.

VISA is a strong leader in world payments industry, covering more than 60% of purchase transactions around the World.

Many banks worldwide issue credit, debit, prepaid or secured cards, supported by VISA payment system.

intro purchase APR no intro offerregular APR10.99 - 19.99% (V)
intro BT APR 0% for 18 months 3% min $5
rewards 4 points per $1 + points on balance
  • 4 points per dollar on purchases
  • 100 points for every $1 of interest charged by bank on your balance with a balance more than $1,500
  • 100 points for every $2 of interest charged by bank on your balance with a balance between $500- $1,500

 

good credit required

no annual fee

low APR

intro BT APR

points for carrying a balance

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intro purchase APR no intro offerregular APR13.49 - 22.49% (V)
intro BT APR 0% for 12 months 3% BT fee $5 min
rewards 1.25% 1.5% 1.75% 
  • earn 1.25% cash back if you spent up to $2,000 a month
  • 1.5% if you spent $2,000-$4,000 a month or have a PNC Performance checking account
  • 1.75% if you spent more than $4,000 or have a PNC Performance Select checking account

 

excellent required

no annual fee

1.25%-1.75 cash back rate

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intro purchase APR no intro offerregular APR14.49 - 23.49% (V)
intro BT APR 14.49-23.49% 3% BT fee $5 min
rewards 1x 2x 3x on every dollar 
  • earn 3x points on Harley-Davidson purchases
  • 2x points on gas, restaurants, bars and accommodation
  • 1x everywhere else
  • get $10 certificate after receiving a card

 

good credit required

no annual fee

Harley-Davidson logo on a card

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intro purchase APR no intro offerregular APR14.49 - 23.49% (V)
intro BT APR 14.49-23.49% 3% BT fee $5 min
rewards 1% 5% on every $1 +$10 bonus
  • get 5% discount on all Gymboree clothes purchases
  • 1% back on all other purchases
  • get $10 bonus upon card approval

 

 

no annual fee

5% off at Gymboree

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intro purchase APR no intro offerregular APR13.49 - 20.49% (V)
intro BT APR 13.49-20.49% 3% BT fee $5 min
rewards 1x-2x miles per dollar +15,000 miles
  • 2x miles on Korean Air purchases
  • get 15,000 miles after first purchase

basic card $50 annual fee

signature card $80 annual fee

no foreign transaction fee

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Benefits

For a full list of benefits visit Visa website. We’ll highlight the most important benefits here.

VISA cards come in two major tiers - VISA standard and premier VISA Signature with additional benefits

Visa Standard benefits

  1. Apple Pay. You can use your VISA card with Apple Pay if your bank supports it.
  2. Travel and Emergency Assistance Services. You’ll pay for actual services. VISA provides you with a free consultation and assistance only.
  3. Roadside assistance. You pay $59.95 for every use of the service.
  4. Emergency Card Replacement and Emergency Cash Disbursement.
  5. Rental Collision Damage Waiver. Available on all Visa cards. Good for 15 days of car rental or less and doesn’t cover ‘exotic or luxury cars’.

 

Additional Visa Signature benefits

  1. 24-hour concierge service.
  2. Travel accident insurance for a cardholder and family
  3. Lost luggage reimbursement


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